Merker Insurance Services

Effective Date: May 2025

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Merker Insurance Services ("we", "our", or "us") is committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website, www.medicarehelpflorida.com, or interact with us through other channels such as email or phone.

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By using our website or services, you agree to the terms outlined in this Privacy Policy. If you do not agree with the terms, please do not use our services or provide us with any personal data.

 

1. Information We Collect
We may collect the following types of personal information:

Personal Identification Information: Name, email address, phone number, mailing address, date of birth, Social Security number (if applicable), and other details related to insurance services.

Technical Data: This includes information about your device, browser type, IP address, location, pages viewed, and other usage data related to our website.

Cookies and Tracking Technologies: We use cookies and similar tracking technologies to enhance your experience and gather information about how you interact with our website. You can control cookie settings in your browser.

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2. How We Use Your Information
We may use the personal information we collect for the following purposes:

Provide Services: To process your insurance requests, provide quotes, and help manage your policy.

Customer Support: To respond to inquiries and provide customer service.

Marketing and Communications: To send you promotional materials, newsletters, and updates related to our services. You may opt-out of marketing communications at any time.

Improve Our Website: To analyze and improve the functionality of our website and the overall user experience.

Legal Compliance: To comply with any legal or regulatory obligations, including preventing fraud, enforcing our terms of service, and protecting our rights.

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3. How We Share Your Information
We do not sell, rent, or trade your personal information to third parties. However, we may share your data in the following circumstances:

Service Providers: We may share your information with third-party vendors and service providers who assist us in performing business functions such as data analysis, payment processing, customer service, and marketing. These third parties are obligated to protect your information and only use it in accordance with our instructions.

Legal Requirements: We may disclose your information to comply with legal obligations or requests from government authorities, or to protect our rights and interests.

Business Transfers: If our business is sold or merged, your information may be transferred as part of the transaction, subject to the terms of this Privacy Policy.

 

4. Data Security
We take appropriate technical and organizational measures to protect the personal data you share with us from unauthorized access, alteration, or destruction. However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee its absolute security.

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5. Your Data Protection Rights
Depending on your location, you may have the following rights regarding your personal data:

Access: You may request access to the personal information we hold about you.

Correction: You can ask us to correct or update your personal information if it is inaccurate or incomplete.

Deletion: You may request that we delete your personal information, subject to any legal or contractual obligations.

Objection: You can object to the processing of your personal data for marketing purposes or other legitimate interests.

Data Portability: You may request to receive your personal information in a structured, commonly used format for transmission to another service provider.

Withdraw Consent: If we process your data based on your consent, you may withdraw that consent at any time.

To exercise any of these rights, please contact us at DAVID@MEDICAREHELPFLORIDA.COM.

 

6. Cookies and Tracking Technologies
We use cookies and similar technologies to enhance the user experience on our website. Cookies are small text files that are placed on your device when you visit our website. These cookies help us understand how you interact with the site and allow us to remember your preferences.

You can control your cookie settings through your browser. However, disabling certain cookies may impact your ability to use certain features of our website.

For more detailed information, please refer to our [Cookie Policy].

 

7. Third-Party Websites
Our website may contain links to third-party websites. Please note that we do not control these websites and are not responsible for their privacy practices. We encourage you to review the privacy policies of any third-party websites you visit.

 

8. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. When we make changes, we will revise the "Effective Date" at the top of this page. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

 

9. Contact Us
If you have any questions about this Privacy Policy or wish to exercise your data protection rights, please contact us:

Merker Insurance Services
SOUTHPORT LANE,
BOYNTON BEACH, FL 33436
Email: DAVID@MEDICAREHELPFLORIDA.COM

 

10. California Privacy Rights (If applicable)
Under the California Consumer Privacy Act (CCPA), California residents have specific rights regarding their personal information, including the right to:

Request Information: You may request the categories and specific pieces of personal information we have collected about you.

Request Deletion: You may request the deletion of your personal information, subject to certain exceptions.

Opt-Out of Sale: If we sell personal information, you may opt out of such sales.

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To make any of these requests, please contact us at the email address provided above.

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